St. Cloud Toyota

Name: St. Cloud Toyota
Address: 418 2nd Street South, Waite Park, MN, 56387, US
Telephone: 320-253-2581
Price range: Doc Fee: $350
Rating: 4.9

Waite Park, MN3 verified quotes*These quotes come from real negotiations by CarEdge members. Each quote shows actual pricing a customer received from this dealer.Data: Nov 19, 2025 - Nov 20, 2025Claim this page

Verified

Transparent Dealer

Score: 98.4/100

Shop Inventory 320-253-2581 Website

Doc FeeA documentation fee (doc fee) covers the dealer's cost for processing paperwork. It's legally required to be the same for all customers at a given dealership. In most states, this fee is negotiable.

$350

Dealer MarkupThe percentage the dealer adds above the listing price in fees (doc fee, add-ons, and other charges). Taxes and government fees are excluded. Lower is better.

+0.0%

Transparency Score BreakdownOur transparency score (0-100) measures how upfront dealers are about pricing. Higher scores mean lower doc fees, fewer add-ons, and prices closer to what's advertised.

Fee Transparency (30%)Measures doc fee fairness. Dealers charging at or below $499 score highest. Fees above $1,500 score lowest. Doc fees are the same for every customer at a dealership.95

Add-on Behavior (30%)Measures how often the dealer adds extra products to deals. Dealers who rarely push add-ons or keep them minimal score highest.100

Dealer Markup (30%)Measures dealer-controlled fees above the listed price, excluding taxes and title fees. Dealers with minimal markup score highest.100

Data Quality (10%)Measures how complete the pricing data is in our records. More complete data = more reliable scores.100

✓Doc fee ($350) is $225 above MN average ($125)
✓No mandatory dealer add-ons detected
✓Dealer markup averages 0.0% above listing (excellent — minimal fees beyond the vehicle price)

Doc Fee Comparison

This dealer$350

MN avg$125

National avg$398

Recent QuotesThese quotes come from real negotiations by CarEdge members. Each quote shows actual pricing a customer received from this dealer.

Vehicle	Final PriceOut-the-door (OTD) price is the total amount you'll pay, including the vehicle price, taxes, fees, and any add-ons. This is the number that matters when comparing deals.	SavingsThe difference between the first quote and final quote for the same vehicle. Shows how much was saved through negotiation.	Doc FeeA documentation fee (doc fee) covers the dealer's cost for processing paperwork. It's legally required to be the same for all customers at a given dealership. In most states, this fee is negotiable.	Add-onsDealer add-ons are optional products like paint protection, window tinting, or anti-theft devices. These are often marked up significantly and can usually be declined or negotiated.	OTD
2020 Chevrolet MALIBU	$19,997	—	$350	None	View

2020 Chevrolet MALIBU

$19,997

Doc Fee$350

Add-onsNone

Savings—

View Original OTD Quote

Frequently Asked Questions

What is St. Cloud Toyota's doc fee?

St. Cloud Toyota charges a typical documentation fee of $350. The MN average is $297. This is based on 3 verified OTD quotes in our database.

Is St. Cloud Toyota a good dealer?

St. Cloud Toyota has a transparency score of 98.4/100, earning a Grade A. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 3 verified OTD quotes. This is a well-above-average score, indicating transparent pricing practices.

At a Glance

Minimal dealer markup above listing price

Tips for St. Cloud Toyota

⭐A-rated dealer! Focus on vehicle price negotiation—fees are already competitive.
✅Doc fee ($350) is at or below national average. One less thing to negotiate.
👍This dealer typically doesn't add mandatory dealer add-ons. That's a good sign of transparency.
✅Dealer markup is only +0% above listing (excluding taxes). This dealer keeps their fees minimal.

Data Summary

Total Quotes: 3
Recent (12mo): 3
Complete Data: 3

What to Expect

When shopping at St. Cloud Toyota:

Expect a doc fee around $350
OTD price is typically 0-1% above listing

Get an even better deal

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How are scores calculated?Learn about our methodology →

*Information provided for general informational purposes only. Scores are independently calculated and do not imply endorsement of or affiliation with any dealer. Verify all information independently before making a purchase decision. See our Terms of Service.