CarEdge

Panama City Toyota

Panama City, FL4 verified quotes*These quotes come from real negotiations by CarEdge members. Each quote shows actual pricing a customer received from this dealer.Data: Dec 13, 2025 - Dec 29, 2025Claim this page
B
CarEdgeVerified
Transparent Dealer
Score: 89.4/100
Shop Inventory850-769-3377Website
Doc FeeA documentation fee (doc fee) covers the dealer's cost for processing paperwork. It's legally required to be the same for all customers at a given dealership. In most states, this fee is negotiable.
$890
Dealer MarkupThe percentage the dealer adds above the listing price in fees (doc fee, add-ons, and other charges). Taxes and government fees are excluded. Lower is better.
+0.0%
Avg NegotiatedThe difference between the first quote and final quote for the same vehicle. Shows how much was saved through negotiation.
$1,869

Transparency Score BreakdownOur transparency score (0-100) measures how upfront dealers are about pricing. Higher scores mean lower doc fees, fewer add-ons, and prices closer to what's advertised.

Fee Transparency (30%)Measures doc fee fairness. Dealers charging at or below $499 score highest. Fees above $1,500 score lowest. Doc fees are the same for every customer at a dealership.73
Add-on Behavior (30%)Measures how often the dealer adds extra products to deals. Dealers who rarely push add-ons or keep them minimal score highest.100
Dealer Markup (30%)Measures dealer-controlled fees above the listed price, excluding taxes and title fees. Dealers with minimal markup score highest.100
Data Quality (10%)Measures how complete the pricing data is in our records. More complete data = more reliable scores.75
  • ✓Doc fee ($890) is at or below FL average ($999)
  • ✓No mandatory dealer add-ons detected
  • ✓Dealer markup averages 0.0% above listing (excellent — minimal fees beyond the vehicle price)

Doc Fee Comparison

This dealer$890
FL avg$999
National avg$398

Recent QuotesThese quotes come from real negotiations by CarEdge members. Each quote shows actual pricing a customer received from this dealer.

2025 Toyota RAV4

4D WAGON HYBRID XLE

$38,565
Doc Fee$890
Add-onsNone
Savings$1,869

2021 Toyota Venza

4D WAGON LE

$31,022
Doc Fee$890
Add-onsNone
Savings—

Frequently Asked Questions

What is Panama City Toyota's doc fee?

Panama City Toyota charges a typical documentation fee of $890. The FL average is $621. This is based on 4 verified OTD quotes in our database.

Is Panama City Toyota a good dealer?

Panama City Toyota has a transparency score of 89.4/100, earning a Grade B. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 4 verified OTD quotes. This is a well-above-average score, indicating transparent pricing practices.

At a Glance

Minimal dealer markup above listing price
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Tips for Panama City Toyota

  • 💰Doc fee is $492 above national average. Ask if they'll match competitors or reduce it.
  • 👍This dealer typically doesn't add mandatory dealer add-ons. That's a good sign of transparency.
  • ✅Dealer markup is only +0% above listing (excluding taxes). This dealer keeps their fees minimal.
  • ℹ️Limited data (4 quotes). Score may change as we collect more information.

Data Summary

Total Quotes
4
Recent (12mo)
4
Complete Data
3

What to Expect

When shopping at Panama City Toyota:

  • Expect a doc fee around $890
  • OTD price is typically 0-1% above listing
How are scores calculated?Learn about our methodology →

*Information provided for general informational purposes only. Scores are independently calculated and do not imply endorsement of or affiliation with any dealer. Verify all information independently before making a purchase decision. See our Terms of Service.